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Purchasing a Home

A fixed-rate offers stability while an adjustable rate generally offers a lower initial rate that adjusts periodically throughout the life of the loan. 

First Time Homebuyer

Our Loan Officers are here to guide you through the process. They will help you determine what you can afford and review your financing options. 

Looking to Refinance
If you're considering refinancing your current mortgage, we can help you understand your options. We listen to your specific needs then present personalized mortgage options for you in real-time. Your needs can change, so can your mortgage loan. Let us help.

Home Equity Loan

Turn your home's equity into your next big purchase. Navigate that special one-time investment with top-notch interest rates and easy, fixed payments. 

Construction & Renovation 

If you are looking to make some updates, renovate a fixer-upper, or build your dream home from the ground up, we can help streamline and simplify the process. 

Lot/Bridge Loans

Whether you are purchasing a home, refinancing, renovating or building a home, Idaho First Bank has options for your unique financing needs. 

Member FDIC & Equal Housing Lender